7.09.110 Prohibited Acts

(a) A pawnbroker, employee or agent of a pawnbroker may not:

(1) Falsify or intentionally fail to make an entry of any material matter in a pawnbroker transaction form.

(2) Refuse to allow an appropriate law enforcement official, a member of the Compliance Department, or any other official whose assistance has been requested by the Saint Regis Mohawk Tribal Police or the Compliance Department, to inspect completed pawnbroker transaction forms, the ledger or logbook, or pledged or purchased goods during regular business hours or at a time mutually acceptable to all parties. The appropriate law enforcement official shall disclose to a claimant the name and address of the pawnbroker, the name and address of the conveying customer, and a description of pawned or purchased goods that the claimant claims to be misappropriated.

(3) Obliterate, destroy or discard a completed pawnbroker transaction form sooner than 3 years after the date of the transaction. Completed pawnbroker transaction forms must be kept on site for a period of 1 year following the transaction.

(4) Accept a pledge or purchase of property from a person under the age of 18 years.

(5) Knowingly enter into a pawn or purchase transaction with any person who is under the influence of alcohol or a controlled substance when such condition is apparent.

(6) Fail to return or replace pledged goods to a pledgor upon payment of the full amount due to pawnbroker, unless the goods have been placed on hold.

(7) Sell or otherwise charge for insurance in connection with a pawn transaction.

(8) Engage in title loan transactions.

(9) Lease pledged goods to the pledgor or any other party.

(10) Operate a pawnshop between the hours of 10:00pm and 7:00am.

(11) Knowingly hire anyone to work in a pawnshop who has been convicted of, found guilty of, or pled guilty or nolo contendre to, or has been incarcerated for a felony or for a crime that involves theft, larceny, dealing in stolen property, receiving stolen property, burglary, embezzlement, obtaining property by false pretenses, possession of altered property, or any other fraudulent or dishonest dealing within the last 10 years.

(12) Knowingly hire anyone to work in a pawnshop who is under the age of 18 years.

(13) Knowingly accept or receive misappropriated property from a conveying customer in a pawn or purchase transaction.

(14) Engage in the pawn or purchase of explosives, fireworks, drug paraphernalia, or weapons as defined above.